property insurance clauses
whole doc.
i. the property insured
the property insured shall refer to all properties and expenses spe-
cified in the schedule of this policy.
unless specifically agreed upon in writing between the insured and the
company and appraised and value-established by professionals or assessors,
the following articles and the expenses relevant thereto shall not be
covered under this policy:
1. gold, silver, pearls, diamonds, precious stones and jades;
2. antiques, articles of virtue, ancient coins, ancient books and
ancient paintings;
3. works of art or postage stamps;
4. advertisements, aerials, neon, pieces of solar energy apparatus
etc. on buildings;
5. computer system records or its making and copying costs.
under no circumstances shall the following articles relevant thereto
be covered hereunder:
1. guns, ammunition or explosives;
2. banknotes, securities, bills, documents, files, account books or
3. animals, plants and agricultural crops;
4. mobile phones, portable computers, removable photograph apparatus
or other precious articles;
5. vehicles licensed for general transport use.
ii. scope of cover
the company shall indemnify the insured in respect of the physical
loss of or damage to the insured property stated in the schedule during
the period of insurance directly arising from the following perils:
1. fire;
2. explosion;
but not including explosion of a boiler or other pressure relief
3. lightning;
4. hurricane, typhoon and tornado;
5. storm, tempest and flood;
but not including loss or damage caused by change in normal water
level or inundation from sea water or water escape or leakage from the
normal confines of any natural water course, lake or reservoir, canal or
dam as well as loss of or damage to the insured property caused by storm,
tempest or flood while being stored in the open or covered by or under a
shed thatched with reeds, tarpaulins, straw, asphalt felt, plastic or
nylon sheet;
6. hailstorm;
7. landslide, rockslide, avalanche;
8. volcanic explosion;
9. subsidence of ground;
but not including loss or damage resulting from pile driving,
groundwork or excavation;
10. crashing aircraft and parts or articles falling from aircraft and
Tag:保险合同,人身保险合同,保险合同样本,合同范本 - 保险合同
- 财产保险合同(英文)
- › 企业财产保险投保单
- › 中国人民保险公司企业财产保险投保单
- › 企业财产保险单
- › 财产保险合同(英文)
- › 财产保险附加盗窃险
- › 家庭财产保险
- › 财产保险基本险合同
- › 财产保险综合险合同
- › 北京分公司家庭财产保险条款
- › 金牛投资保障型(3年期)家庭财产保险
- › 涉外财产保险合同
- › 财产保险合同格式(涉外)(附英文)
- 在百度中搜索相关文章:财产保险合同(英文)
- 在谷歌中搜索相关文章:财产保险合同(英文)
- 在soso中搜索相关文章:财产保险合同(英文)
- 在搜狗中搜索相关文章:财产保险合同(英文)